Destin, Florida

World's Luckiest Fishing Village

Look Score: 89

View Full Profile

East Destin / Old Highway 98

Families

The Vibe:
This is one of the more settled parts of Destin. Streets are quieter, buildings are lower, and there’s less turnover than in the condo-heavy parts of town. People who live here tend to stay longer. Beach access is easier than in other parts of the city, especially near Henderson Beach State Park.

Housing snapshot
Mostly older single-family homes, townhomes, and small condo buildings. Fewer short-term rentals than in other parts of Destin.
- Typical homes: 1970s–1990s builds, some renovations
- Price range: High for the Panhandle, but less volatile than beachfront condos

Schools
Zoned for Destin Elementary and Destin Middle. High school students typically attend Fort Walton Beach High School.

Similar nearby areas
Niceville neighborhoods near Rocky Bayou, parts of East Fort Walton Beach.

Mid-Destin / Highway 98 Corridor

Families

The Vibe
This is the most commercial part of Destin. Daily life is convenient but busy. Grocery stores, medical offices, restaurants, and shopping centers are close together, but traffic defines your schedule.

Housing snapshot
Condos dominate, along with a few townhome communities set back from the highway.
- Typical homes: Mid-rise condos, some newer developments
- Price range: Wide spread, depending on proximity to the water and HOA structure

Schools
Still within Destin Elementary and Destin Middle zones. Commute timing matters more here because of traffic along 98.

Similar nearby areas
Commercial corridors in Panama City Beach, parts of Clearwater Beach inland zones.

Harbor Area / West Destin

Families, Boat Owners

The Vibe
This area is closest to HarborWalk Village and the marina. It’s more social and active, especially evenings and weekends. Boat traffic, restaurants, and events shape the rhythm of life.

Housing snapshot
Mix of condos, townhomes, and some older single-family homes. Short-term rentals are common.
- Typical homes: Condos and attached housing
- Price range: High, especially near the harbor

Schools
Zoned to Destin schools, though some families choose private options because of traffic patterns.

Similar nearby areas
Downtown Fort Walton Beach waterfront, parts of Sarasota’s marina districts.

Crystal Beach Neighborhood

Families, Beach Walkers

The Vibe
Crystal Beach sits between East and Mid-Destin and blends residential streets with beach access. It feels more neighborhood-oriented than the highway corridor but still sees visitor traffic.

Housing snapshot
Mix of single-family homes, beach cottages, and newer vacation rentals.
- Typical homes: Small to mid-sized houses, some rebuilt larger
- Price range: High and rising, especially near beach access points

Schools
Destin Elementary and Destin Middle are the most common references.

Similar nearby areas
Santa Rosa Beach non-gated areas, parts of Lido Key away from tourist cores.

Kelly Plantation Area (North of 98)

Families

What it’s like to live here
More controlled, quieter, and set back from the beach. Daily life feels suburban. Most errands involve driving, but traffic is more predictable than along the coast.

Housing snapshot
Larger homes in planned communities, many with HOAs.
- Typical homes: 1990s–2000s single-family homes
- Price range: High but more stable than beachfront markets

Schools
Zoned within Okaloosa County Schools. Families often reference Destin schools or Niceville options depending on exact location.

Similar nearby areas
North Naples gated communities, Lakewood Ranch-style developments.