New Hampshire Housing Down Payment Assistance
$15,000
Housing & HomeownershipFirst Time Homebuyer
Program at a Glance
- Location: New Hampshire (statewide)
- Status: Open through participating lenders
- Maximum benefit: Up to $15,000 at 0% interest as a second mortgage
- Who it’s for: Buyers using a New Hampshire Housing mortgage who meet its income limits
- Repayment: No payments unless you sell, refinance, declare bankruptcy or stop living in the home
- Last verified: November 2026
About the Program
New Hampshire Housing offers down payment and closing cost help of up to $15,000 as a second mortgage at 0% interest, with no payments unless you sell, refinance, declare bankruptcy or stop living in the home. You need to use one of its mortgage products and meet its income limits, and some programs need a credit score of at least 620. Its Home First loans can add $5,000 to $15,000 in help, and Home Preferred allows 3% down with reduced mortgage insurance if you earn less than 80% of the area median income. You apply through a participating lender.
Official source: Program details
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