Kansas Homeownership Incentive Programs
$40,000
Kansas Homeownership Incentive Programs
First Time Homebuyer Program (FTHB) Resources
Check out the First Time Homebuyer Program to find out if your household may be eligible to receive down payment and closing cost assistance through the First Time Homebuyer program, administered by KHRC with federal HOME funds. The staff will follow up via email with more information and next steps. If you are not eligible, our additional resources may guide you on your homebuying journey. Your information will be kept confidential and will not be shared outside of our organization.
The First Time Homebuyer program does not operate in Johnson County or within the city limits of Topeka, Lawrence, Wichita, or Kansas City. These areas administer their own federal HOME funds, which may or may not be allocated for first-time homebuyers.
Apply for First Time Homebuyer Program:
Home Loan Guarantee for Rural Kansas Program
The Home Loan Guarantee (HLG) for Rural Kansas program assists lenders and homeowners by providing guarantees against risk of default for rural housing loans through the State Housing Trust Fund administered by Kansas Housing Resources Corporation (KHRC). The HLG was established through the Kansas Rural Home Loan Guarantee Act (the “Act”), Kansas House Bill 2237, Sections 15 to 19. Enrolled effective July 1, 2022. In accordance with the Act, the portion of the loan guaranteed by KHRC shall be for the amount of the loan that exceeds 80% of the appraised value of the home. No loan amount above 125% of the appraised value of the home shall be guaranteed by the KHRC. The loan amount guaranteed by KHRC shall not exceed $100,000 per home. The total amount of loans guaranteed by KHRC, under this act, shall not exceed $2,000,000. Program fact sheet:
Check to see if the county you're considering is eligible:
Homebuyers should request the financial institution reserve the guarantee funds for their loan application.
Kansas Weatherization Assistance Program
The Kansas Housing Resources Corporation (KHRC) Weatherization Assistance Program ==provides free, federal grant-funded, energy-efficient home improvements to low-income Kansas households==. The program aims to reduce energy bills and improve health and safety by offering services like insulation, sealing air leaks, and repairing or replacing heating/cooling systems.
Apply for the weatherization program:
Explore Communities Across Kansas
You've learned about the program. Now explore communities across Kansas to find the place that best fits your lifestyle, priorities, and goals.
On the Kansas page you'll find:
- LookyLOO Reviews of Kansas Cities
- Neighborhood Guides
- Local Reviews
- Schools
- Lifestyle
- Save Kansas Cities to Your Movebook