Arkansas ADFA Down Payment Assistance Program
$15,000
Housing & HomeownershipFirst Time Homebuyer
Program at a Glance
- Location: Arkansas (statewide)
- Status: Open through ADFA-approved lenders
- Maximum benefit: Up to $15,000 toward a down payment and closing costs
- Who it’s for: Buyers using the StartSmart loan (first-time buyers with low to moderate incomes) or the Move-Up loan
- Last verified: November 2026
About the Program
The Arkansas Development Finance Authority can provide up to $15,000 for a down payment and closing costs. It's available with its StartSmart loan, which is a below-market-rate mortgage for first-time buyers with low to moderate incomes, and with its Move-Up loan. You apply through an ADFA-approved lender, who will prequalify you and pick the best fit. Income limits and credit requirements aren't on the main page, so ask a lender.
Official source: Program details
Thinking About Arkansas?
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